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Michael Smith

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Steps to Get a VA Loan

By Michael Smith - February 17, 2023
There are many benefits of getting a VA loan. I have previously written a blog providing why a qualifying veteran should get a VA loan when buying a home -- check it out here: Benefits of a VA Loan. To get a VA loan for a house, you will need to follow these steps: Determine your eligibility: You must be an active-duty service member, a veteran, a National Guard or Reserve member, or a survi
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Energy Saving Tips for Home Owners

By Michael Smith - February 16, 2023
As homeowners, we have a responsibility to do our part in conserving energy and reducing our carbon footprint. Not only is it good for the environment, but it can also help us save money on our energy bills. In this blog post, we will discuss some energy-saving tips that homeowners can implement to reduce their energy consumption. Upgrade to Energy-Efficient Appliances One of the easiest ways
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13 Reasons to List Your Home During the Holiday Season

By Michael Smith - November 25, 2022
You might be wondering if you should list your home for sale during the holidays or wait until after the New Year. During the pandemic, the normal seasonal patterns disappeared from the housing market. There was so much demand for homes that any time was a good time to sell. Now that the market is settling down, timing is once again becoming an important consideration for home sellers. Most peopl
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Benefits of a VA Loan

By Michael Smith - November 11, 2022
A VA loan is a mortgage loan that is guaranteed by the U.S. Department of Veterans Affairs (VA) and is available to eligible active-duty service members, veterans, and surviving spouses. Here are some of the benefits of a VA loan over other types of loans: No down payment required: VA loans do not require a down payment, which means that eligible borrowers can finance up to 100% of the purcha
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Prepping Your Home For Sale

By - October 24, 2022
Prepping Your Home For A Successful Sale When you're ready to sell your home, doing a little preparation beforehand can potentially help your home sell quicker and for a higher price. Maximize Curb Appeal Getting buyers through the front door stars at the curb. Manicure the lawn, rake the gravel, and trim the trees and shrubs. Pull weeds and plant some colorful seasonal flowers. Clear the walk
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What It Costs To Sell Your Home: Closing Costs for Sellers

By Michael Smith - March 02, 2022
Photo by Burst from Pexels In real estate, closing cost refers to the total amount of money due at time of purchase. This cost is usually equal to a small percentage of the total purchase price but can vary based on state, county and other factors. Sellers handle a portion of the closing costs which can sometimes be even higher than what the buyer pays. What exactly do sellers have to pay for a
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Advantages of Offering a Large Down Payment

By Michael Smith - February 21, 2022
When buying a home, the down payment will make up the bulk of your upfront expenses. While most mortgage lenders offer you flexibility in the amount of your down payment, it's difficult to decide how much money to spend right away. While a higher upfront cost, a higher-than-minimum down payment has some significant advantages. Here are the main benefits to consider: Better Mortgage Terms Typical
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Virtual Home Buying and Selling Services

By Michael Smith - May 15, 2020
The need for limiting in-person contact in the home buying or selling processes is becoming increasingly important. This is true for out-of-town buyers as well as for times when it's necessary to reduce visitors to a home while it is listed for sale. These Virtual Services leverage the latest in real estate technology to facilitate the purchase or sale of homes. Schedule an appointment to discuss
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